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Back to Booking

What are EZpay payment installment options?

EZpay lets you spread your remaining Holland America Line cruise balance into equal, automatic monthly payments after you’ve made your deposit, with no interest charges or additional fees.

Once your deposit is in place, EZpay divides the remaining balance into equal monthly installments, and charges the credit card on file automatically. It’s a simple, worry‑free way to plan ahead without having to keep track of another deadline.

EZpay is offered in specific markets, to set up EZpay, contact your travel advisor or Holland America Line:

  • United States and Canada: 1-877-SAIL-HAL (1-877-724-5425)

  • Australia: 1300 987 322

  • United Kingdom: 0344 338 8605

What are the benefits of EZpay?

EZpay gives you the flexibility to pay over time with a single setup, and you can opt out at any time without penalty. Because the payments are evenly spaced, many guests find it easier to map out the months leading up to final payment and keep everything comfortably organized. If you want to put more toward a payment, you can add extra funds, and the remaining balance will be recalculated into equal amounts going forward.

What cruises are eligible for EZpay?

Nearly all Holland America Line worldwide itineraries are eligible for EZpay, as long as the booking is not within the final payment deadline.

In other words, the key factor is timing. If your cruise is already inside the final payment window, EZpay will not be available for that reservation.

When can I sign up for EZpay?

You can enroll after your deposit is made, as long as you are at least one month before your final payment date.

If you are the kind of planner who books early, you will usually have plenty of time to enroll and let the monthly schedule do the heavy lifting. If you are closer in, eligibility can narrow quickly, so it helps to check as soon as your deposit is complete.

When will my credit card be charged each month?

You can choose the day of the month for your automatic charge, and you will receive an email confirmation after each payment.

You can also update the credit card on file and adjust the payment day whenever needed. It is designed to be flexible enough for real life, because sometimes calendars change.

Are there any additional fees for using EZpay?

No, there are no additional fees for using EZpay.

You pay the same cruise amount, simply spread across equal monthly payments rather than handled all at once.

Quick checklist for understanding EZpay:

  • Deposit first — EZpay begins after the deposit is paid.

  • Equal monthly payments — The remaining balance is divided evenly.

  • No interest or added fees — The plan does not add extra charges.

  • Choose your payment day — Pick the day of the month that fits your budget rhythm.

  • Adjust when needed — Update your payment day or card on file at any time. 

  •  


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