Are Holland America Visa card perks Future Cruise Credits?
Perks from the Holland America Line Visa® Credit Card or general Carnival Corp. shareholder benefits are almost always awarded as Onboard Credit (OBC). How it works: Rather than discounting the price of your cruise ticket beforehand, these cardmember points and perks are applied directly to your shipboard account to pay for drinks, specialty dining, excursions, or spa treatments while you are physically on the ship.